What is Morency & Co.?
Morency & Co. is a private trust, wealth-structuring, private equity and private finance company, and a provider of banking-as-a-service software for founders and licensed institutions.
Is Morency & Co. a bank?
No. Morency & Co. is not a bank and does not accept deposits. It is a technology provider. Where banking, payment or custody services are offered through its software, they are provided by licensed partner institutions, which hold the funds and are responsible for the regulated activity. Morency & Co. makes no deposit-insurance claim.
What is banking-as-a-service software?
Software that lets a founder build a financial product on top of a licensed partner institution: ledger, onboarding, screening and audit tooling. Morency & Co. supplies the software. The licensed partner provides the regulated services.
What is Morency & Co. not?
Morency & Co. is not a bank, does not take deposits and does not provide investment advice or manage investments. Where Morency & Co. acts as escrow agent, the terms are set out in the relevant contract. Private equity and finance opportunities are open only to eligible persons, and interests are offered only by licensed or exempt persons. Descriptions of services are illustrative. See Disclosures.
Who can become a client?
Access requires identity verification and is subject to eligibility, applicable law and the institution’s policies. The first step is to request an introduction.
How do I request an introduction?
Use the Request an introduction form: name, email, the mandate you are interested in and a little context, then choose a time to talk. See how it works.
Which currencies does the ledger show?
USD, EUR, GBP, AED, COP, NGN. Availability for any relationship is confirmed in writing.
Does Morency & Co. sell personal data?
No. We do not sell personal data and we do not send inquiry details to third-party analytics. See the Privacy notice.
How are actions on an account controlled?
Access is role-aware: client, advisor, operator and oversight roles are kept distinct. Sensitive actions are policy-governed and recorded with the policy context, the actor, the time and the result.
Descriptions on this site are illustrative and are not an offer, advice or a guarantee of any service or outcome.